Insurance & Financing

We want you to understand that we do not work for any insurance company—we work entirely for our patients. While insurance can be a valuable asset for many families, our primary goal is to provide the best care based on your child’s unique needs, regardless of insurance coverage. We’ll do our utmost to help you maximize your benefits, but treatment recommendations and fees are based on what’s best for your child, not your insurance plan.

As a courtesy, we handle insurance claims for our patients. It’s important to familiarize yourself with the details of your insurance benefits. We’re happy to help estimate treatment costs, though these are only approximations. We will submit your claims electronically, provided you give us all necessary insurance details at your child’s first visit. If you don’t have your insurance information available, payment will be required at the time of service, and your insurance provider will reimburse you. We will follow up on claims for up to 60 days, but after that, managing claims and any outstanding balance becomes your responsibility.

Our office follows the guidelines set by the American Academy of Pediatric Dentistry, and treatment plans are made based on these recommendations, not the stipulations of your insurance provider. We treat both in-network and out-of-network patients due to the high standard of care we offer. Many parents ask about the difference between “in-network” and “out-of-network” providers. An “in-network” provider has an agreement with your insurance company to offer specific discounted rates, resulting in a lower out-of-pocket cost for you. An “out-of-network” provider does not have such agreements, meaning rates may differ. It’s important to verify whether a provider is in-network with your insurance by calling the customer service number on your insurance card. Keep in mind that just because a provider accepts your insurance doesn’t mean they are in-network.